CliQ Services
CliQ Services
Single Credit Transfer
Clients of banks participating on CliQ can receive and transfer money and make payments to bank and mobile wallet clients instantly.
Request to Pay
CliQ allows payees to send a request for payment directly to the payer’s account. The payer has the option to accept or reject this request. If accepted, the requested amount is transferred instantly to the requester’s account.
Return Payments
As an additional layer of convenience to clients and to improve the traceability of returned transactions, CliQ enables payees to return received payments to the originator; allowing them to return the whole amount or part of it.
Multiple Payment Addressing Modes
CliQ supports multiple payment addressing modes, including names, emails, phone numbers, and IBANs. It further allows the use of the same alias for multiple accounts and assigning multiple aliases to the same account.
Payee Confirmation
An extra measure to avoid misdirected payments is implemented by CliQ, which displays the full name of the recipient, after obtaining their consent in advance, to the sender to check it prior to completing the transfer.
Credit Confirmation
After sending transfers, CliQ users can be notified of whether their transfers have been successfully received by the intended recipients.
QR Payments to Merchants
CliQ is now integrated with POS payments at merchants, where payments can be made to merchants through QR codes. Clients can process their payments instantaneously by scanning a QR code that is generated on the POS device using CliQ, and merchants’ payments are settled immediately once the payment is completed.
CliQ as a payment acceptance method
Given its ease of use and convenience, businesses are showing interest in integrating CliQ into their payment acceptance methods. In this case, and given that direct participation in the system is only open to banks, businesses can explore integration through merchant acquirers in Jordan.
CliQ brings the fascinating world of instant payments to Jordan’s banks, their clients, FinTech startups, and the overall digital economy. Its diverse and technologically advanced nature will enable the platform to be utilized across a variety of use cases. The future of Jordan’s digital economy will have a lot of CliQ to it.
* Services and benefits provision may vary from one bank to another, depending on the services and features a bank chooses to offer.