CEO Message

JoPACC firmly believes that the Hashemite Kingdom of Jordan is fit to pave the way for digital payment innovations in the region. This belief is aligned with His Majesty’s King Abdullah II’s vision for the Reach 2025 initiative towards a digital economy that empowers people, sectors, and businesses to raise productivity and ensure growth and prosperity, creating a highly attractive business destination for investments and international partnerships. Following the same path, JoPACC’s strategy focuses on Access, Quality, and Usage while aiming to replace cash usage with digital payment channels. Capitalizing on the currently-developed payments infrastructure in the Kingdom, we thrive to reach our high-level goal of comprehensive and innovative digital payments benefiting all and contributing to the financial inclusion in the Kingdom and to achieving a digital economy.

The national high-level Financial Inclusion goals of the NFIS (National Financial Inclusion Strategy 2018-2020) are to:

  • Increase the level of financial inclusion from 33.1% in terms of account ownership by the adult population in 2017 to 41.5% by 2020.
  • Reduce the gender gap from 53% to 35%.

Our vision of promoting digital payments as a major driver of digital financial inclusion and digital economy contributes to achieving the high-level goals of the NFIS. JoPACC has set a strategic framework that focuses on increasing usage, adoption, and access to digital payments for all participants within the ecosystem. We also focus on improving the Kingdom’s infrastructure of digital platforms and products, all in compliance with national regulations and international standards.  We are committed to enhancing safety, security, and efficiency, and data protection and privacy, with comprehensive risk management and mitigation plan that will increase adoption and scale up digital payments in the Kingdom.

Maha M. Bahou
Jordan Payments and Clearing Company

Click here for the biography of Maha Bahou.