Mobile Wallets
Mobile Wallets Overview
Through its “JoMoPay” system, JoPACC enables the offering of instant mobile payments via mobile wallets in Jordan, allowing transfers and payments between mobile wallets and to and from bank accounts.
Wondering What a Mobile Wallet Is?
A mobile wallet is an electronic financial account accessed through a smartphone app and is linked to a unique account number. Each individual residing in Jordan is allowed to open a maximum of two wallets.
Benefits
Offering Aliases as a User Identifier
Through your mobile wallet, you can assign identifiers to your wallet in different ways; a name, your mobile number, or email address, which you can use in making transfers.
Request to Pay
You can easily send payment requests using your mobile wallet to users of financial accounts (whether CliQ users or mobile wallet users), who can choose to accept the payment request and send you the requested amount.
Return Payments
Received a transfer by mistake? Send it back to its original sender quickly and easily – no need to start a new transfer or worry about getting the details wrong. You can return the same amount or part of it.
Payee Confirmation
To reduce misdirected payments, the full name of the recipient of the transfer will be displayed to you, after obtaining their consent in advance, before sending transfers to them.
Confirmation of Receipt
Mobile wallets offer the option to inform you of the successful delivery of your mobile wallet transfers to the recipient.