About JOIN

About JOIN

Launched in November 2022, and officially opened in June 2023 by HRH Crown Prince Al-Hussein bin Abdullah II, JOIN Fincubator (The Jordan Innovation Fintech Incubator), is a unit that is fully owned and operated by JoPACC, which was established with a commitment to modernizing Jordan's economy and leading digital transformation across its sectors. Continuous efforts paved the way for the foundation of JOIN Fincubator; starting with the remarkable strides led by JoPACC and its strategic partner the Central Bank of Jordan, to digitize payments and financial services in Jordan, making them available around the clock, and introduce innovative financial solutions to the financial ecosystem, transforming the financial experience of individuals and businesses. 

The Information Technology sector also played a vital role in this transformation enabling advanced and solid tech solutions to increase the efficiency and reliability of operations, products, and services in the kingdom, positively impacting residents' lives and contributing to advancing financial inclusion in Jordan. Furthermore, in 2022, His Majesty King Abdullah II Ibn Al Hussein directed the development and launch of the Economic Modernization Vision, which aims to make the Kingdom’s economy an enabling, inclusive, sustainable, and resilient one, bringing empowering opportunities to people, entrepreneurs, and enterprises alike. This vision specifically identified financial services, and fintech in particular, as one of its key enablers for the Jordan of the future. 

Today, JOIN Fincubator is a one-of-a-kind fintech incubator, enabling Jordanian entrepreneurs, financial institutions, and students to flourish with their innovative fintech concepts by providing them with access to a multitude of services, varying from access to infrastructure, expertise, and partnerships to access to finance and markets.

JOIN's Value Proposition

JOIN’s unique value proposition resides in enabling the testing of fintech ideas and innovations using dedicated infrastructure owned, managed, and operated by JoPACC, providing access to tools and instruments like Open APIs, that help participants ideate, validate, and create their innovative products and solutions. What distinguishes JOIN from all the other fintech incubators is its partnership with the Central Bank of Jordan through the presence of The Jordan Regulatory Sandbox (Jo Reg Box) within JOIN, where the Central Bank’s role as a regulator comes into play, ensuring that security, consumer protection, and risk management are aligned with the creative and innovative drive of entrepreneurs. 

Jo Reg Box